California law adds protections to pet health insurance
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A new California law will add consumer protections to pet health insurance, effective July 1, 2015. The law is the first of its kind in the country, according to the AVMA State Legislative and Regulatory Affairs Department.
The new law will require pet health insurers to disclose information regarding their policies such as reimbursement benefits; limitations on coverage of pre-existing conditions, hereditary disorders, or congenital anomalies or disorders; and other limitations on coverage, including coinsurance, waiting periods, deductibles, and annual or lifetime reimbursement limits. Consumers will gain a 30-day trial period during which they can drop a policy for a full refund.