The Trust also oversees and administers the AVMA Worker's Compensation insurance program instituted in 1984. Business Package, Business Auto Insurance, and Umbrella Liability coverages were added in 1993 and Employment Practices Liability was added in 1996. Personal Lines coverages (automobile, homeowners, etc.) were added in 1999 to provide a complete range of casualty coverages for AVMA members.
One AVMA staff member is appointed by the Executive Vice President to serve as an ex-officio trustee. The 7 other trustees are appointed by the Board of Directors for terms of 4 years. Trustees are eligible for reappointment to 2 consecutive 4-year terms for a total of 3, 4-year terms (12 years total).