Group Health Life Insurance Trust (GHLIT)


The purpose of the Trust is to provide and maintain group life, accident, disability, professional overhead, hospital indemnity, supplemental income, rabies prophylaxis, and major medical benefits for members (called the member program) of the Association, as well as those members' dependents, who are eligible under the terms of the contract and for other benefits as determined by the trustees.   


The trustees hold 3 meetings annually—1 in the spring, 1 in the fall, and 1 at the site of the AVMA annual meeting in July. The spring and fall meetings are held in the Chicago area unless business dictates that they hold the meeting at other locations. The Trust may meet more frequently as necessary. Committees and subcommittees of the Trust may meet as needed and in such locations as is deemed necessary by the Trust chair.


The trustees should have an interest in the subject of insurance and should be willing to devote substantial amounts of time on occasion to projects undertaken by the Trust. Appointments to the insurance Trusts are made for terms of 4 years, with the possibility of 2 consecutive 4-year reappointments, not to exceed 3 full terms.

One AVMA staff member is appointed by the Executive Vice President to serve as an ex-officio, non-voting trustee. The 9 other trustees are appointed by the Board of Directors for terms of 4 years. Trustees are eligible for reappointment to 2 consecutive 4-year terms for a total of 3, 4-year terms (12 years total).

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