State Summary Report

 State veterinary loan repayment program summary

SUMMARY REPORT:

Updated December 2013

This is a summary of state laws addressing state veterinary loan programs.

Click on a state abbreviation below to view the summary for that state.
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Arkansas


In 2011, Arkansas established a loan repayment program for out-of-state veterinary medical education at the Mississippi State University College of Veterinary Medicine. The Department of Higher Education shall institute and administer the loan repayment program in order to: (1) benefit Arkansas residents; and (2) assist with the repayment of federal student loans for students that attended a participating institution and completed the requirements for loan repayment. Participants in the loan repayment program are required to practice food supply veterinary medicine in Arkansas for up to five consecutive years. Pursuant to the program, the "practice of food supply veterinary medicine" means a corporate or private veterinary practice with a minimum of thirty percent (30%) of the practice devoted to food animal medicine or mixed animal medicine located in rural areas. The loan repayment amount shall not exceed the amount of tuition assistance provided under the Southern Regional Education Compact program.

Contact Information:

Department of Higher Education
ATTN: Financial Aid
423 Main St
Ste 400
Little Rock AR 72201
 (501) 371-2058
www.adhe.edu
June Morgan
(501) 371-2001
June.morgan@adhe.edu

Full text of the legislation or regulation


Connecticut


A 2010 Connecticut law requires the Department of Higher Education (DHE) to establish the Kirklyn M. Kerr program to provide grants for the study of veterinary medicine. To be eligible for a grant, a student must be (1) a Connecticut resident, (2) enrolled in an accredited veterinary graduate school, and (3) agree to practice veterinary medicine in Connecticut for a minimum of five years following graduation. The bill authorizes DHE to award up to five four-year grants per student class. The grants have a maximum annual value of $20,000 with an absolute maximum of $80,000 over four years. Recipients must repay the grants, including interest, if they do not practice veterinary medicine in Connecticut for at least five years. They must begin practicing in Connecticut within six months of graduation, but the DHE may allow a recipient to begin at a later date, designated by DHE, if the recipient intends to pursue additional training or education outside of Connecticut.

Contact Information:

University of Connecticut
College of Agriculture and Academic Programs
Agricultural Biotechnology Laboratory (ABL), Room 202
1390 Storrs Road, Unit 4090
Storrs, Connecticut 06269-4090
Phone: 860-486-2920
Fax: 860-486-4643
Email: acadprog@uconn.edu

Full text of the legislation or regulation


Georgia


Georgia law provides for service cancelable educational loans to state residents who are enrolled in school in the field of doctor of veterinary medicine. The program shall designate specialties within the veterinary science field that qualify for service cancelable loans, and shall give preference to those specialties in which there are shortages of veterinarians trained in that specialty in the State of Georgia. Loans are not limited to students attending a veterinary school in Georgia.

As provided in the statute, the loans are conditional upon the student agreeing that the loan shall be repaid either (1) by practicing in an approved qualified field in certain shortage geographical areas in Georgia or (2) in cash repayment with assessed interest. If a student opts for repayment by service (option 1), the loan is to be repaid at a rate of one year of service for each academic year of study, or its equivalent.

A geographical area for service repayment shall not be approved unless the area is rural, sparsely populated, or a community of 10,000 people or less, and is experiencing a shortage of licensed veterinarians to meet the needs of owners or producers of farm animals used for or in connection with the production of commercial food products.

Please note that as of January 2013, this program has not been funded.

Full text of the legislation or regulation


Illinois


The Illinois legislature enacted a scholarship incentive program for currently enrolled veterinary students. Unfortunately, this program has not yet been funded.  The program is unique in that it would provide encouragement, opportunities, and incentives for individuals pursuing a veterinary medicine degree program at the University of Illinois to engage, upon completion of the education program, in (1) veterinary practice that is at least 51% devoted to large animal medicine that enhances agricultural animal health and productivity, or (2) regulatory veterinary medicine that supports public health and safety, livestock biosecurity, or food animal disease diagnosis.

The program would allow the University to enter into program agreements with up to four (4) veterinary students during the first year, eight (8) students during the second year, twelve (12) students during the third year, and sixteen (16) students during the fourth year of the operation of the program, and every year thereafter until the expiration of the program on July 1, 2019. Each student entering into a program agreement would receive $20,000 per year to cover tuition, books, supplies and other expenses incurred in pursuing a veterinary medicine degree, as long as the program requirements are satisfied.

Please note that as of July 2013, this program has not been funded.

Full text of the legislation or regulation


Kansas


Kansas law established a veterinary training program for the Kansas State University College of Veterinary Medicine to enter into agreements with up to five first-year veterinary students per year to locate their veterinary practice in rural Kansas communities and to receive specialized training targeted to meet the needs of livestock producers in those rural communities.

As provided in the statute, each student receives a loan in the amount of $20,000 per year, for up to four years, for tuition, school, travel, and training expenses incurred by a student pursuing a veterinary degree. Upon satisfaction of all commitments under the provisions of the agreement, the loans are forgiven. Preference for loans is given to Kansas residents. The program is administered by the KSU College of Veterinary Medicine.

Contact Information:

Kansas State University
College of Veterinary Medicine
101 Trotter Hall
Manhattan, KS  66506
(785) 532-5660

Dr. Ronnie G. Elmore
elmore@vet.ksu.edu

http://www.vet.ksu.edu/admit/pdf/3005.pdf

Full text of the legislation or regulation


Kentucky


Kentucky established the Large/Food Animal Veterinary Incentive Program which will repay up to $6,000 per year of outstanding student loans for eligible veterinarians, veterinary technicians and veterinary technologists who practice mostly large/food animal medicine. Veterinarians, veterinary technicians, and veterinary technologists are eligible to apply within the first two years after graduation. Applicants must be in the first or second year of practice and working in a practice that devotes at least 50% of its time to large/food animals. Kentucky residents working in an area of defined need will be given preference.

Up to three recipients will be selected each year by a committee comprised of representatives of livestock groups and other agricultural organizations responsible for the incentive program. Those chosen may receive payments for up to three years as long as they continue to practice mostly large/food animal medicine.

This program was funded by a grant from the Kentucky Agricultural Development Fund (KADF) and was made possible by KADF, the Kentucky Farm Bureau, the Kentucky Department of Agriculture, the Kentucky Cattlemen's Foundation, the Kentucky Dairy Development Council, the Kentucky Pork Producers Association, the Kentucky Poultry Federation, the Kentucky Sheep & Goat Development Office, and the Kentucky Veterinary Medical Association.

Please note that as of January 2013, this program was suspended.

Contact Information:

Kentucky Farm Bureau Education Foundation
Attn: Scholarship Coordinator
9201 Bunsen Parkway, PO Box 20700
Louisville, KY 40250-0700

Susie Tanner
Susan.tanner@kyfb.com
(502) 495-5206

Full text of the legislation or regulation


Louisiana


The Louisiana legislature created a loan program for eligible applicants who become food animal veterinarians in the state. The Louisiana Student Financial Assistance Commission may use appropriated funds to make loans to not more than four students each year who meet the eligibility criteria. To be eligible, a student must be a U.S. citizen and resident of Louisiana.

A loan amount may not exceed the amount of actual tuition charges to be paid by the student to the school of veterinary medicine. A student must repay the loan with interest; however, a portion of the loan equal to a year's tuition charges together with the interest is forgiven for each year the student practices as a food animal veterinarian in Louisiana.

The statute provides that the Commission may receive and accept funds from public and private sources to meet administrative and other expenses of the implementation of the program.

Please note that as of January 2013, this program is no longer offered.

Contact Information:

Louisiana Student Financial Assistance Commission
Mr. Jack L. Guinn
Executive Director
PO Box 91202
Baton Rouge, LA 70821-9202
(225)922-1023
Fax: (225)922-0790

Full text of the legislation or regulation


Maine


Maine created the Access to Medical Education and Health Professions Loan Program for eligible Maine residents pursuing veterinary education. Veterinarians providing services to Maine residents with insufficient veterinary services are forgiven the larger of 25% of the original outstanding indebtedness plus any accrued interest, or $7,500 for each year of practice. This program is being replaced and will only be available to veterinary students commencing education on or after January 1, 1999 and before September 30, 2010.

The Maine Veterinary Medicine Loan Program was established in 2010. Beginning January 1, 2011, up to 2 loans will be granted annually up to an aggregate of 8. The maximum loan amount available under the program to each participant is $25,000 per year for a period of up to 4 years. In order to be eligible, the student must be a resident of Maine, be enrolled in a school of veterinary medicine and meet additional eligibility criteria. A loan recipient who, upon conclusion of the loan recipient's professional education, including any fellowships, elects to serve as a veterinarian in an area of the State with insufficient veterinary services is forgiven 25% of the original outstanding indebtedness for each year of that practice.

In addition, The Finance Authority of Maine has entered into a contract with Tufts University School of Veterinary Medicine to provide one preferred seat for a Maine resident each year. FAME will pay a fee of $12,000 to provide access to a student who expresses a serious interest in practicing large animal veterinary care in an area of Maine determined to be underserved. The $12,000 capitation fee is used to reduce tuition and is treated as a loan to the student that is eligible for forgiveness if the student returns and practices large animal veterinary medicine in a designated underserved area in Maine. Underserved areas are determined by the Commissioner of Agriculture.

Contact Information:

Finance Authority of Maine
5 Community Drive
P.O. Box 949
Augusta, ME 04332-0949
(207) 621-4050
Fax: (207) 623-0095

Individual contact: 
Claude Roy
croy@famemaine.com

http://www.maine.gov/education/highered/SpecProgs/Specialized.htm#vet

http://www.famemaine.com/home.asp

Full text of the legislation or regulation


Minnesota


Minnesota law provides for a loan forgiveness program for large animal veterinarians who (1) agree to practice in designated rural areas that are considered underserved; and (2) work full time in a practice that is at least 50 percent involved with the care of food animals.

To be eligible to participate, the individual must: (1) be a veterinarian who has been awarded a veterinary medicine degree within three years of submitting an application, or be enrolled in the veterinarian degree program and be making satisfactory progress in the College of Veterinary Medicine at the University of Minnesota; and (2) submit an application to the director of the Minnesota Office of Higher Education. An applicant selected to participate must sign a contract agreeing to a complete a five-year service obligation to practice in an underserved area in large animal medicine.

The director of the Minnesota Office of Higher Education may select up to 5 applicants each year based on their suitability for practice serving the designated rural area, as indicated by experience or training. The recipients of the program will receive $15,000 or the balance of the participant's qualifying educational loans, whichever is less, for each year that he or she meets the service obligation, up to a maximum of 5 years.

Please note that as of January 2013, this program is no longer funded.

Contact Information:

Minnesota Department of Health
350 P.O. Box 64975
St. Paul, MN 55164-0975
651-201-5000
Mohamed Samaha
Phone: (651) 201-3870
E-mail: Mohamed.Samaha@state.mn.us

 

Full text of the legislation or regulation


Missouri


Missouri's Large Animal Veterinary Medicine Loan Repayment Program provides loan repayment for graduates of approved veterinary medical schools who practice in areas of defined need, and is administered by the Missouri Department of Agriculture. A student is eligible if he or she is a citizen or permanent resident of the U.S., is a resident of Missouri, and is enrolled as a full-time veterinary medical student in his or her final year of study at an accredited veterinary school. The qualified applicant must agree to serve in an area of defined need for four years.

The loans consist of payment on behalf of the individual for the principal, interest and related expenses on loans received for tuition, fees, books, laboratory and living expenses incurred by the student. The maximum amount of loan repayment that may be paid on behalf of an individual per year of service is $20,000.

The program makes loans available for up to six qualified applicants per academic year in an amount not to exceed $80,000 total per applicant, priority being given to eligible students who have established financial need. Loan principal and interest is forgiven provided the recipient practices large animal veterinary medicine in underserved areas of the state.

In addition, the Missouri Department of Health and Senior Services reserves two positions for new veterinarians to serve as public health veterinarians in Missouri. Both seats have been filled on a yearly basis.

Contact Information:

Primary Contact
Department of Agriculture
Animal Health
Dr. Linda Hickam
State Veterinarian
(573) 751-3377
Animal.health@mda.mdo.gov

Alternate
University of Missouri-Columbia College of Veterinary Medicine
1600 East Rollins
University of Missouri
Columbia, MO  65211
Individual contact:  Dr. Linda Berent (573) 882-1616

Full text of the legislation or regulation


Nebraska


Nebraska's Food Supply Animal Veterinary Incentive Program will provide for up to four veterinarians to enter a contract with the Department of Agriculture to provide full-time veterinary medicine services as a food supply animal veterinarian in a food supply animal veterinary practice, or in a rural mixed animal veterinary practice, for four years in one or more Department-approved shortage-area communities.

The four selected veterinarians are eligible to receive up to $80,000 under the program as an incentive to locate in rural Nebraska and to practice food supply animal veterinary medicine. Veterinarians must be licensed in Nebraska in order to participate. Participants must also be accredited by the U.S. Department of Agriculture, Animal and Plant Inspection Service Veterinary Services by the end of the first year of service.

A participant may receive up to $15,000 after completion of the first year of service, up to $15,000 after completion of the second year of service, up to $25,000 after completion of the third year of service, and up to $25,000 after completion of the fourth year of service. The Food Supply Animal Veterinary Incentive Fund may accept any money received as gifts or grants or other private or public funds.

Please note that as of January 2013, this program has not  been funded.

Contact Information:

Nebraska Department of Agriculture
Bureau of Animal Industry
301 Centennial Mall South
PO Box 94787
Lincoln, NE 68509-4787
Phone:  (402) 471-2351
Fax:  (402) 471-6893
Individual contact:  Dr. Dennis A. Hughes, State Veterinarian.

Full text of the legislation or regulation


North Dakota


North Dakota's Loan Repayment Program allows the state health council to select qualified applicants to participate in a loan repayment program. Each applicant must be a veterinarian and agree to provide food animal veterinary medicine services to defined need areas in the state. The number of applicants that the council may select is limited only by the moneys available to support the program. Those selected will contract to provide full-time veterinary medicine services for two, three or four years in one or more selected communities.

A veterinarian completing six months of the first year of service is eligible to receive a loan payment in an amount not more than $15,000. Upon completing a second year of service, the veterinarian is eligible to receive a loan payment in an amount not more than $15,000. Upon completion of a third year of service, the veterinarian may receive up to $25,000. Upon completion of the fourth year of service, the veterinarian may receive up to $25,000. The veterinarians are only eligible to receive up to $80,000 in loan repayment funds over a four year period.

These veterinarians must be licensed to practice veterinary medicine in North Dakota. The state health council may accept any conditional or unconditional gifts, grants, or donations for the purpose of providing funds for the program.

Contact Information:

State Health Council
600 East Boulevard
Judicial Wing
Bismarck, ND 58505
(701) 328-2372

Individual Contact:
Gary Garland
Health Resources Department
Community Assistance Representative
(701) 328-4839
ggarland@nd.gov

Full text of the legislation or regulation


Ohio


Ohio established a Veterinary Education Loan Repayment Program for veterinarians practicing or intending to practice in defined shortage areas. Under the program, the Ohio Board of Regents may agree to repay all or part of the principal and interest for expenses incurred while a veterinarian was enrolled, for a maximum of four years, in an accredited veterinary college. No repayment is to exceed $20,000 in any year. Eligibility is limited to students (1) enrolled in the final year of a veterinary medical program or (2) veterinarians engaged in the practice of veterinary medicine in the state for not more than three years prior to submitting the application.

Loans will be approved if the loan repayment fund contains sufficient money and the applicant meets the eligibility requirements. Loan recipients must agree to provide large animal veterinary services, veterinary services necessary to implement or enforce the law, or veterinary services to protect public health, in an identified veterinary resource shortage area for at least two years or one year per $10,000 of repayment agreed to, whichever is greater.

The state veterinary medical licensing board may accept gifts of money from any source for the implementation and administration of this program. The state veterinary medical licensing board must submit an annual report to the Governor and to the General Assembly describing the operations of the program during the previous calendar year.

In addition, Ohio State's Department of Animal Sciences and its College of Veterinary Medicine are jointly sponsoring a new program entitled, "Veterinary Early Commitment Program for Students Interested in Food Supply Medicine," to encourage animal sciences students to apply for admission into the College of Veterinary Medicine during the spring quarter of their second year of study. In return, the veterinary college will reserve a maximum of 10 seats for the most qualified students among the applicants. These students will enter the College of Veterinary Medicine following the completion of their bachelor's degree.

Contact Information:

Ohio Veterinary Medical Licensing Board:
Theresa Stir, Esq.
Executive Director
77 S. High Street, 16th Floor
Columbus, Ohio 43215
Phone: (614) 644- 9040
Fax: (614) 644-9038
email: info@ovmlb.state.oh.us

Application for participation in program:
http://codes.ohio.gov/orc/4741.42

Full text of the legislation or regulation


Oklahoma


Oklahoma's Large Animal Veterinarian Incentive Act is to be administered by the Oklahoma State University Center for Veterinary Services ("Center") and will provide opportunities and incentives for individuals pursuing a veterinary medicine degree at OSU to locate their veterinary practice in rural Oklahoma communities and to receive specialized training targeted to meet the needs of livestock producers in rural Oklahoma communities.

Subject to available funds, the Center will enter into agreements with up to three first-year veterinary students or currently practicing large animal veterinarians with qualifying school loans. Preference is given to Oklahoma residents and those who agree to service in an underserved area of Oklahoma.

Each student will receive assistance in an amount not to exceed $20,000 per year for not more than 4 years provided that the veterinarian, or student upon graduation, engages in the full-time practice of veterinary medicine in any community in Oklahoma which has a population not exceeding 25,000 for a period of at least 12 continuous months for each separate year an individual receives assistance under the program.

Please note that as of January 2013 this program has not been funded.


Contact Information:

Oklahoma State University
Center for Veterinary Health Sciences
110 McElroy Hall
Stillwater, OK 74078-2003
(405)744-6653
Fax:  (405)744-0356

Individual Contact:
Anna Teague
Admissions Coordinator
112 McElroy Hall
Stillwater, OK  74078-2003
(405) 744-6985

Full text of the legislation or regulation


Pennsylvania


Pennsylvania's Agricultural Education Loan Forgiveness Program makes qualified applicants eligible for payment by the Pennsylvania Higher Education Assistance Agency ("Agency") of a portion of the debt incurred by the applicant for the education necessary to receive a degree in an agriculturally related field.

The Agency shall forgive a proportional part of the applicant's loan for each year the applicant (1) is employed full time or works full time on a family farm, (2) holds a degree in a field of veterinary medicine, and (3) is engaged in the mixed practice of veterinary medicine within Pennsylvania, a portion of which activity must be for the protection and enhancement of agricultural animal health and productivity and has obtained USDA certification.

No more than $2,000 shall be forgiven in any year, and no more than $10,000 shall be forgiven for any applicant.

Please note that as of January 2013, this program is not funded.

Contact Information:

Pennsylvania Department of Agriculture
Legislative Office
Brenda Shambaugh
2301 North Cameron Street
Harrisburg, PA  17110
(717) 772-2854

Agriculture Education Loan Forgiveness Program
AES Loan Forgiveness Group
PO Box 2461
Harrisburg, PA 17105-2461
(800) 233-0557, ext. 5473

Full text of the legislation or regulation


Texas


Texas established the Rural Veterinarian Loan Repayment Program to provide loan repayment assistance to veterinarians who agree to practice veterinary medicine on livestock or deer in a designated rural area. The program provides repayment assistance (in an amount to be determined by the Board of the Office of Rural Community Affairs) to a veterinarian for up to 4 years in an amount to be determined at a later date.

To be eligible, a veterinarian must enter into a written agreement with the Office of Rural Community Affairs which requires the veterinarian to practice veterinary medicine on livestock or deer for one full year in a designated rural area for each year the veterinarian receives loan repayment assistance. All repayment assistance will be given in a lump sum payable to the lender and the veterinarian and may be applied to the principal amount of the loan and to accrued interest. The repayment assistance constitutes a loan until the veterinarian completes the year of practice and satisfies all other conditions of the agreement.

Although the program was established in the 2009 legislative session with the passage of HB 1684, the program did not receive the requisite funding, and thus will not yet be implemented.

Please note that as of January 2013, this program has not yet been funded.

Contact Information:

Texas VMA
Elizabeth Choate
bchoate@tvma.org
(512) 452- 4225

Full text of the legislation or regulation


Vermont


Recently enacted Vermont law provides for the creation of a committee to explore the development of a loan repayment program to recruit and retain licensed veterinarians to meet the existing need for large animal veterinarians throughout the state. The law requires that on or before December 1, 2009, the committee shall present a detailed proposal to the senate and house committees on education and on agriculture outlining recommendations.

The new law also creates the Vermont large animal veterinarian educational loan repayment fund to be used for the purpose of ensuring a stable and adequate supply of large animal veterinarians throughout the state. The new law provides that if private funds are deposited into the loan repayment fund before a loan repayment program is developed, the Secretary of Agriculture, Food and Markets may use the money to repay a portion of the outstanding educational loans of one or more licensed veterinarians in Vermont who provide large animal veterinarian services in Vermont and have outstanding educational debt acquired in the pursuit of an undergraduate or graduate degree from an accredited college.

Contact Information:

Application:

 http://www.vtvets.org/news/documents/VFAVELRPApplication.pdf

Individual contacts:

Dr. Doug Jasmer
Associate Dean of Student & Academic Affairs
djasmer@vetmed.wsu.edu
 
Barbara Robbins
Academic Coordinator for Students
(509) 335-1531
brobbins@vetmed.wsu.edu

State Veterinarian Dr. Kristin Hass
Kristin.hass@state.vt.us

Full text of the legislation or regulation


Washington


Washington's Food Animal Veterinarian Conditional Scholarship Program will select up to two students per year at the Washington State University College of Veterinary Medicine to receive conditional scholarships. The scholarships may be awarded from funds appropriated to the university for this purpose, or from any private donations or any other funds given to the university for this program. The amount of the scholarship awarded per individual may not exceed the amount of resident tuition and fees at the college, as well as the cost of room, board, laboratory fees and supplies, and books.

Participants may receive conditional scholarships for a maximum of five years. A participant incurs an obligation to repay the conditional scholarship, with interest, unless he or she devotes at least 50% of his/her practice to large production animal practice in Washington for each year he or she receives a scholarship.

Please note that as of January 2013, this program has not been funded.

Full text of the legislation or regulation


Wyoming


Wyoming's Veterinarian Loan Repayment Program authorizes the Wyoming Livestock Board to enter into agreements with veterinarians to provide food animal health care in Wyoming. Eligible veterinarians shall be repaid up to 100% of the amount of outstanding veterinary educational loans, not to exceed $30,000 per year, including specified matching funds.

The participant must be licensed to practice in the state of Wyoming and must practice food animal veterinary services for a minimum of 3 years under the agreement. The program also requires at least 25% matching funds from local governments, universities, the private sector, or veterinary associations. The legislation providing for this program establishes an appropriation of $270,000 from the general fund to the Wyoming Livestock Board for the purpose of providing loan repayment under this program.

Contact Information:

State Veterinarian’s Office
Dr. Jim Logan
State Veterinarian
(307) 857-4140

Full text of the legislation or regulation